It’s amazing but over 70% of consumers have bought car insurance from the same company for at least the last four years, and nearly half have never taken the time to shop around. Many drivers in Virginia Beach could cut their rates by almost 45% a year by just shopping around, but they just feel it’s too hard to shop their coverage around.
It takes a few minutes, but the best way to find low-cost Hyundai Tucson insurance is to make a habit of regularly comparing prices from different companies in Virginia Beach. Prices can be compared by completing these steps.
Step 1: Spend a few minutes and learn about how auto insurance works and the measures you can control to prevent rate increases. Many things that drive up the price such as inattentive driving and a negative credit history can be improved by making minor driving habit or lifestyle changes.
Step 2: Request rate estimates from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can only give prices from a single company like GEICO and State Farm, while independent agencies can give you price quotes for a wide range of companies.
Step 3: Compare the price quotes to the premium of your current policy to see if a cheaper rate is available in Virginia Beach. If you find better rates and decide to switch, make sure there is no lapse in coverage.
Step 4: Provide notification to your current company of your intention to cancel your current coverage and submit a signed application and payment for the new policy. Immediately upon receiving it, place your new certificate of insurance in your vehicle.
One important bit of advice is to use the same coverage limits and deductibles on every quote and and to analyze as many auto insurance providers as possible. Doing this helps ensure a fair price comparison and many rates to choose from.
Buy Virginia Beach Hyundai Tucson insurance online
The auto insurance companies shown below can provide free quotes in Virginia. If your goal is to find cheap auto insurance in VA, we suggest you visit several of them in order to get a fair rate comparison.
Rates and other information
The rate information below showcases detailed analysis of insurance coverage prices for Hyundai Tucson models. Learning as much as possible about how rate quotes are established can be of help when making informed decisions when shopping around for a new policy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Tucson GLS 2WD | $192 | $338 | $348 | $20 | $104 | $1,002 | $84 |
| Tucson GLS 4WD | $220 | $338 | $348 | $20 | $104 | $1,030 | $86 |
| Tucson Limited 2WD | $220 | $412 | $348 | $20 | $104 | $1,104 | $92 |
| Tucson Limited 4WD | $220 | $412 | $348 | $20 | $104 | $1,104 | $92 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Rate information does not factor in specific location which can impact prices significantly.
Annual premiums for males versus females in Virginia Beach
The chart below illustrates the difference between Hyundai Tucson insurance costs for male and female drivers. The premium estimates are based on no violations or accidents, comprehensive and collision coverage, $250 deductibles, single marital status, and no discounts are applied to the premium.
Get rate quotes but still have a local Virginia Beach insurance agent
Many people just prefer to talk to an insurance agent. Good insurance agents can help you build your policy and help file insurance claims. A nice benefit of comparing rate quotes online is the fact that you can find cheaper car insurance rates and still have a local agent. Supporting neighborhood agents is important especially in Virginia Beach.
To make it easy to find an agent, after completing this form (opens in new window), your insurance data is emailed to agents in your area that provide free Virginia Beach auto insurance quotes and help you find cheaper coverage. It makes it easy because there is no need to contact an agency since rate quotes are delivered to you. If you have a need to compare prices from one company in particular, feel free to jump over to their website to submit a rate quote request.
Insurance agent types
If you are wanting to find a reliable insurance agent, it’s helpful to know the different types of agencies that you can select. Auto insurance agents are categorized either independent or exclusive depending on the company they work for. Either type can handle auto insurance, but it’s a good idea to understand how they are different because it can impact which agent you choose.
Independent Agents (or Brokers)
These type of agents do not work for one specific company and that allows them to write policies with lots of companies and find the cheapest rate. To move your coverage to a new company, the business is moved internally and you stay with the same agent.
If you are comparing auto insurance prices, it’s a good idea to contact multiple independent agents for maximum quote selection.
Below is a list of independent agencies in Virginia Beach that may be able to provide rate quotes.
Bunn Insurance Agency Inc
1248 Culver Ln – Virginia Beach, VA 23454 – (757) 426-2664 – View Map
Toby Leffel Insurance Agency
921 First Colonial Road #1703 – Virginia Beach, VA 23454 – (757) 481-9105 – View Map
Huffman Insurance Agency
5541 Parliament Dr #209 – Virginia Beach, VA 23462 – (757) 200-3183 – View Map
Exclusive Auto Insurance Agencies
Exclusive agencies generally can only insure with one company and examples are Farmers Insurance and State Farm. These agents are not able to compare other company’s rates so always compare other rates. Exclusive agents are very knowledgeable on sales techniques which helps them sell insurance even at higher premiums.
Shown below is a list of exclusive agencies in Virginia Beach willing to provide rate quotes.
Mike McDonald – State Farm Insurance Agent
2122 General Booth Blvd #102 – Virginia Beach, VA 23454 – (757) 721-3300 – View Map
Charlie Hendrick – State Farm Insurance Agent
5350 Kemps River Dr #101 – Virginia Beach, VA 23464 – (757) 523-4115 – View Map
Jane Peak – State Farm Insurance Agent
315 N Great Neck Rd #220 – Virginia Beach, VA 23454 – (757) 340-8060 – View Map
Finding the right car insurance agent requires you to look at more than just the quoted price. Any good agent in Virginia Beach should know the answers to these questions.
- Do they regularly work with personal auto policies in Virginia Beach?
- In the event of vehicle damage, can you pick the collision repair facility?
- Which companies do they recommend if they are an independent agency?
- Are you getting all the discounts the company offers?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Can glass claims be handled at your home?